Has anyone you know needed to file an Experian dispute? Perhaps even yourself? If so Cheap Air Max 90 Shoes , you need to be aware that your first step is to put together a letter of dispute and then mail it out to Experian.
But before you do that, it would probably be wise for you to obtain a photocopy of your original Experian credit report.
You will not be required to pay for this document since all of the three credit bureaus must give you a free copy every single year. Navigate over to Annual credit report’s site to grab your copy prior to writing your dispute letter.
After you have the report Cheap Air Max Shoes , break it down by items that do and do not belong in your report so you know just what to dispute. You are going to need to mention these listings in the letter that you create, so put this all in order before you send anything to them.
Once Experian gets the letter that you mail them Cheap Nike Air Max Thea , they’ll either accept your dispute as valid or tell you that it is totally invalid. It all comes down to the way in which your letter is perceived.
If the letter is deemed invalid, Experian will ask you to send more information about your dispute.
Just play the game and provide them with the information they need so you can get your dispute back on track and reach your ultimate goal of repairing your credit report.
But on the flip side Cheap Nike Air Max 95 , if your letter is accepted and the issue is judged as valid, an investigation will take place in an effort to straighten out your Experian dispute. Whichever company put the erroneous listing in your credit report will be notified that they must prove the offending listing belongs on your report.
All details of the amount owed and dates costs of claimed purchases must be made accessible.
Folks who dispute are often pleasantly surprised to find that they have won the dispute. Which is great because your credit report will be restored and your score will end up back in good standing once again.
I once had an Experian dispute that I needed to take care of Cheap Nike Air Max 90 , but I chose to hire a professional law firm to handle the situation for me instead of doing it on my own. I contacted Lexington law and asked them to help me out, but only because I didn’t have any personal experience in this area and I didn’t want to end up making matters worse.
Lexington law corrected the issue for me easily and did it rather quickly too. I am very happy with the experience on a whole and highly recommend Lexington law to anyone who needs this type of Experian dispute help.
You’ll find more information about using an Experian dispute to fix your credit report as well as information on the Takhar Group on my website. Click here to visit today!
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Posted On : Aug-16-2011 | seen (133) times | Article Word Count : 444 |