Is the party over for people looking for home equity loans? It may be, by the looks of the financial reports coming in from 2005. It seems that there was a slowing down in the housing market at the end of last year. House prices have started to slowly fall although they are still higher than they were last year and the number of people looking to take out new mortgages has started to decrease.
Many home owners have had a bonanza this past couple of years by freeing up the increasing equity in their home to purchase big ticket items like cars Nike Air Max Plus TN Ultra Scarpe Tutte Bianche Scontate , home improvements and using their home as a virtual ATM machine to make up the difference that maybe lacking in their take home income. But as easy at it maybe have been to get the new home equity loan it all has to be paid off, with interest Donna Scarpe Nike Air Max TN Bianche Scontate , added to the fact of declining house prices and a few home owners could be putting themselves to added risk.
Last week the federal regulators to gain some control have advised banks and lending agencies from offering interest only loans they have people needed to purchase homes at today聮s prices. Interest rates have risen by more than three percencentage points since mid 2004 which have had the effect of slowing up consumer spending and slowing up the housing market. Although this has worked well up this point in time the housing market has now become nearly half of last years growth rate and has been estimated to have given one million extra jobs to the economy. To avoid putting this in jeopardy it聮s thought interest rates may be cut back to protect this. So what about 2006, it looks like the property market will still remain strong this year but take you time and shop around for the best deals before taking out a home equity loan.
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ABUJA Donne Nike Air Max TN Scarpe Nere Rosa Scontate , March 19 (Xinhua) -- Nigeria's senior female soccer team jetted out Thursday for an All-Africa Games qualifier against Mali on Saturday at the Stade Modibbo Keita in Bamako, capital of the West African country.
Officials confirmed the Nigerian delegation included 11 technical and administrative officials and 18 players. The team was led by Dilichukwu Onyedinma Scarpe Uomo Nike Air Max TN Nere Bianche Scontate , chairman of the Nigeria Women League.
The match between Nigeria and Mali, scheduled for Saturday Nike Roshe Run Fiori Scontate , is the first leg of the only round of qualifiers for the women's football tournament of the All-Africa Games.
The Nigerian Super Falcons are currently the champions in African football.
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MOSCOW， April 14 (Xinhua) -- Chinese animation blockbuster "Monkey King: Hero is back，" which grossed 150 million U.S. dollars in China， has hit the Russian box office， as more and more Chinese films are testing water in overseas markets.
It is not easy for the movie， but Muscovite said it's an unforgettable picture， impressed by its technologies and techniques of storytelling.
"I like the animation very much. When I was a kid， I saw a similar Monkey King cartoon. I'm familiar with the story plots，" said a middle-aged Moscow filmgoer.
"The cartoon is based on a Chinese fairy tale. My son likes it，" said a mother outside the cinema with her five-year-old kid.
The animation has also gained thumb-ups from professionals. Olga Zinyakova， marketing director of Karo Cinema Chain， one of the fastest-growing operators in Russia， said she was stunned by the use of technologies.
"This is great and is a real masterpiece of Chinese production， which was made without any support from Western companies. And the animation technologies are so great，" she said.
Zinyakova said the movie was unfolding within a rather dynamic plot and martial art scenes.
"This very cartoon is a kind of animated blockbuster which has a lot of action and humor. Heroes are sometimes funny and sometimes scary， mysterious and fantastic， and， to a great extent， they are folk heroes and are really interesting to our viewers，" she said.
The movie has generated positive reviews by word of mouth. Nevertheless， it is still far behind Disney cartoon Zootopia and domestic production Smeshariki on the Russian box office list.
"The competition is intense on the market. Each week we have something like 10 new movies including Hollywood， Russian and European movies. Of course， it is not easy for the newcomers. Another thing is economic situation， which influences income of families，" said Zinyakova.
To make Chinese films more competitive， Zinyakova suggests Chinese producers do more promotion in the Russian market， like inviting stars to meet with fans. Attending film festivals is also effective.
China produced nearly 1，000 films last year. With the box office record rising fast， Chinese films are also taking steps to tap the overseas markets.
Russia's big cinema chains introduced less than five Chinese movies each year， which experts said was not enough for Russian audience.
Zinyakova suggests that Chinese movie producers work with a big distributor in Russia to show Chinese movies regularly.
Many Russians are fans of Zhang Yimou， Feng Xiaogang， Ang Lee and Wong Kar-Wai films， mostly films with a distinctive Chinese flavor.
Labina， a student of history at Moscow University， said she likes Zhang's To Live， Red Sorghum and Raise The Red Lantern， as well as another famed Chinese conductor Jiang Wen's In the Heart of the Sun.
"When I watch these movies， I have been unconsciously getting into the environment and traveling back to the era presented by the movies. I could feel the joy and sorrow of the roles in the films，" she said.
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