Ask Your Bank About an SBA-guaranteed loan. If the bank turns you down for a business loan, ask them if they'll consider your loan through the SBA guaranteed loan program. If they agree to do so, they'll forward your loan application and credit information to the nearest SBA district office, for a decision.
Borrow from family and friends. Family and friends are a frequent source of small business startup funding. But remember, you have to live with your family for a long time - and you probably want to stay friends with your friends. So, don't borrow from unless you have a business plan and have done enough research to know there is a market for what you want to sell. Be sure your plans provide a way to also pay interest on the money borrowed from family and friends.