There are various ways to obtain a debt consolidation

This article is aimed to provide information for people in Mumbai (Bombay) or Pune who want to get away from their cities on a 23 days holiday trip without spending too much or going a long way.

Alibaug is a small coastal town located at a 110 km drive from Mumbai. You can reach it easily by road. Or another exciting option would be to go via a ferrycatamaran from the Gateway of India to Mandwa jetty (it s 20 kms from Alibaug). There s not too much to do in Alibaug except relax and roam on the different beaches Alshon Jeffery Eagles Jersey , so two days there would be enough. Visit the Kolaba fort which is situated in the sea at a distance of 1 2 kilometers. You can walk to the fort during the low tide. During high tide, you can cross the distance via boats. It s a nice place to visit if you have 2 3 hours to while away time and just have some fun. The main Alibaug beach is rocky and not advisable to venture in the sea for bathswim here. If you are looking for some beach fun, make sure that you visit Kashid beach ? it is 20 kms away from Alibaug. But it s an awesome beach Jordan Hicks Eagles Jersey , very clean with white sand. An ideal place to read a book lying in a hammock. Or laze around in the clean sea water here. It s the best beach between the long stretch from Mumbai to Murud in the Konkan region.

Another famous beach of Alibaug is Kihim beach. Here, you can try para sailing behind a four wheeler. Kihim beach is famous for its dense cover of Coconut trees. Many rich and famous people own farmhouses in Kihim. You can also visit the Kanakeshwar temple which is half an hour away from Alibaug. All in all, it will be a fun two day weekend and relieve all the stress you hold.

We give you ideas about 2 3 day weekend vacations from Mumbai. If you go further south from Alibaug Nelson Agholor Eagles Jersey , you reach Murud. The drive from Alibaug to Murud is extremely beautiful. You have to drive along the coast encountering small beaches on the way. The sea water touches the edge of the road at many places and it s an awesome scene. Make sure that you stop at Kashid beach, which is mid way between Alibaug and Murud. Murud is around 150 kms from Mumbai. Kashid is the best beach in the entire driving stretch, so make sure to spend some time there.

Murud is a small Sidney Jones Eagles Jersey , sleepy, coastal town. If you had fun in the sea at Kashid beach, you won t feel tempted to bathe again on Murud beach. Instead enjoy horse back riding or get driven around in a horse carriage. The main place to visit near Murud is Janjira fort. This fort is over five hundred years old. And it has the unique history of never being captured by anyone. It is also called as the impregnable or invincible fort. It is situated in the middle of the sea and is accessible only via boatferry. The fort is a very imposing structure and you will be in awe of its greatness. Make sure that you get a guide before going aboard ? the boat owners will ensure that you get your guide. Janjira has an impressive history as you will learn from the guide. What s surprising is that till twenty years back Derek Barnett Eagles Jersey , this fort was actually inhabited by the descendants of the Siddis ? the last owners of the fort. It has fresh water wells in the middle of sea water ? which is unbelievable. The island is also connected to the main coast via three underground secret tunnels which are kept closed for public. These were escape routes. Spend some time exploring Janjira and asking questions to your guide. Click lots of photos here.

Murud Janjira can be accessed easily when you visit Alibaug. Just add a day to your Alibaug itieranary. Reach there by 10 AM or so and leave by 4 PM. You will have fun ? guaranteed.
Finance > Insurance > Home InsuranceHome Equity Loans-How To Zero Out Credit Card Debt

Posted by nick_niesen in Finance on October 29th, 2010


Millions of Americans are up to their ears in debt. They struggle every month just to meet the minimum payment which just prolongs the debt. Credit cards have high finance fees. Hence, it is difficult to pay down balances. In most cases Jay Ajayi Eagles Jersey , the minimum payment barely covers the finance charges. This makes it difficult to reduce the credit card balance.


One approach for eliminating or reducing debts involves acquiring a debt consolidation loan. Although debt consolidation loans will not miraculously eliminate your debts, these loans make is possible to reduce your debts faster.


In 2005 the value of home equity across the US was $11.3 trillion. The percentage of home ownership in 2005 was 69% down slightly from the record 69.2 % in 2004. Almost 124 million Americans own their own home. There is plenty of money available to lend.


If you obtain a debt consolidation loan, all your credit balances are lumped into one loan. Furthermore Fletcher Cox Eagles Jersey , debt consolidation loans have reasonable interest rates. This enables you to become debt free within a few years.


There are various ways to obtain a debt consolidation loan. Individuals with good credit may qualify for a personal debt consolidation loan. If you own a home, it may be possible to get approved for a home equity loan. Home equity loans are ideal because the rates are low and the terms fixed. Usually, homeowners are able to repay the money in five to seven years 聳 sometimes less.


Just beware that home equity does not automatically go up every month like some would have you believe. Several factors far beyond your control determine the value of your home. Just within the last six months or so the value of homes in some parts of the country dropped by 10% in a month.


Before you get a home equity loan you should know these facts.


聲 They are secured by a second deed of trust on your house.


聲 If your financial situation changes your home could be at risk of foreclosure.


聲 Having to make two payments on your home can be a lot of financial strain.


聲 A lot of unscrupulous lenders could care less.


聲 Keep your eyes open to what the local housing mark. Cheap Jerseys Cheap Jerseys Cheap Jerseys Cheap Soccer Hats Cheap NFL Hats Cheap Football Shirts Wholesale NBA Jerseys Wholesale NHL Shirts Wholesale NCAA Hoodies Wholesale MLB Hats